Is LifeLock Worth the Money? - A LifeLock Review & Discount

About a year ago I was notified by my mortgage holder that a large security breach had occurred. Over a million records with large amounts of personal information had been stolen. Mine was included in the list. Needless to say I was worried.

At this point my info was out there. I had seen a LifeLock on TV and I figured I could use all the help I could get. Trying to keep track of every aspect of your identity is actually quite difficult. Would you know if someone tried to open a credit card in your name on the other side of the country? Sometimes the identity thief is caught and other times they aren't.

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So Is LifeLock Worth the Price?

Just about two months after signing up for the service I received a threat notification. Someone had applied for a credit card with my person information. After receiving the notification I called LifeLock to see how to best handle the situation. With their help I was able to quickly stop the application. Since then I haven't had any other suspicious activity thankfully.

Without LifeLock's identity protection services it's hard to say how things would have turned out. The credit card company may have performed some further checking and found out the application was a fraud. In all honestly though I bet it would have went through.

That means I would have found out either by checking by credit report or when the bill went overdue. Either way in that amount of time the scammer could have been running up charges for several months, more than enough time to max out the card and move on to the next victim.

In my case LifeLock save me a great deal of time, money, and frustration. I do believe their services are well worth the price.

So What Does LifeLock Do Exactly?

They monitor the use of your personal information across a variety of platforms and alert you when they discover activity.

LifeLock reviews applications for:

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LifeLock Features:

• Lost Wallet Protection - They help you quickly cancel and replace credit cards so that there is little chance for a thief to use your information.
  
  
• Address Change Verification - They will let you know if any change of address is noticed. This will cut down on the possibilities of mail fraud.
  
  
• Pre-Approved Credit Offers - They will request your name to be removed from pre-approved credit card offers. This will reduce the amount of offers you get in the mail and lessen the chances someone will get your information by digging through your mail.
  
  
• Internet Monitoring - Lifelock reviews over 10,000 websites that illegally trade personal information for your details. You will be notified if anything is found.
  
  
• LifeLock's Full-Time Support - The support staff is always available to help you if you need them. Identity theft can happen at any time so around the clock support is a big deal.
  
  
• $1 Million Total Service Guarantee - As a LifeLock member, if you become a victim of identity theft because of a failure in LifeLock® service, LifeLock will spend up to $1 million to hire experts to help your recovery.** (Restrictions apply. See www.lifelock.com for details.)

LifeLock offers two levels of service:

Basic - The basic plan offers all of the features above and costs $9/month or $99/year if you sign-up through any of the links on this page.

Command Center - This plan offers everything that basic does as well as:

• Monitors public records and aliases
• Expanded monitoring to include file-sharing sites
• Monitoring for payday loans nationwide

This plan costs $13.50/month or $148.50/year through any of the links on this page.

If you worried enough about the safety of your identity to sign-up for LifeLock's services I would recommend spending the extra $4.50 a month for the Command Center plan.  The additional monitoring can be the difference between catching and stopping a thief and not.

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LifeLock Review Overall: Lifelock provides a unique identity protection service. Their service includes a wide range of monitoring techniques to keep your identity safe. If you are serious about  protecting your most valuable asset we highly recommend giving LifeLock a try. > Visit LifeLock <

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